Does Aldi Take Credit Cards

Does Aldi Take Credit Cards In 2022? (Types Of Cards + Faqs)

Founded 10 July 1946




(split in two parts in 1960, renamed to Aldi Nord and Aldi Süd in 1962)




Theo Albrecht

, Germany (Aldi Nord)


, Germany (Aldi Süd)
Number of locations






Convenience shop
Revenue Increase


121.1 billion (2021)



Trader Joe’s

(Aldi Nord)



Although credit card use in daily shopping was not always common, retailers adopted the program quickly once they saw the potential for increased sales.

These days, credit cards and debit cards are more widely accepted than cash.

That might make you wonder: Does Aldi take credit cards? You might have heard they do not accept credit cards or you cannot pay with cash. Let’s take a closer look at the question.

Does Aldi Take Credit Cards In 2022? (Types Of Cards + FAQs)

Does Aldi Take Credit Cards In 2022?

Aldi can accept credit cards. They also accept Visa, MasterCard Discover, American Express, and Discover. Aldi used to not take credit cards but started in 2016 to allow for tap-and, go, and contactless payments.

  • We’ll explore this topic further, with a breakdown on the different types of credit cards available, and whether Aldi charges any fees for you to use them. Also, we will discuss if cashback is possible. Keep reading for more information!
  • Aldi will take what credit cards

  • Aldi’s website explains, “We accept many types of payment such as cash, Visa, MasterCards, Discover, American Express and Electronic Benefits Transfers, (EBT), Link Cards, SNAP, and contactless pay like Apple Pay and Google Pay.”
  • As you can see, the four major types of credit cards out there, Visa, MasterCard, Discover and American Express are all accepted at Aldi.

    If you keep reading, you will see that many of the perks and extras associated with using those cards work in conjunction with shopping at Aldi, as well.

    Does Aldi Take Credit Cards In 2022? (Types Of Cards + FAQs)

    Aldi charges a charge to open a credit account

    According to my research, Aldi doesn’t charge any fees for credit card use at its stores.

    True, there are some retail outlets that pass costs onto customers. However, it would violate everything Aldi stands for, which is passing on any savings. ).

    Contact your credit company immediately if you find a fee in your credit card statement.

    Aldi offers Tap-and-Go credit cards.

    Aldi has POS terminals that are equipped with NFC technology. This means they can receive both Apple Pay (and Google Pay) via smartphones and credit cards.

    It is very easy. Once you have received your total, get your tap and go credit card (or at your disposal) out, then hold the NFC symbol up to your device. This will create a sequence of parentheticals that face the same direction, ))))..

  • NFC cards equipped with NFC technology will be automatically detected by the reader. You’re ready to go if it’s approved!
  • Does Aldi Take Credit Cards In 2022? (Types Of Cards + FAQs)

    Do you have the option to use credit cards through Apple Pay or GooglePay at Aldi

    Apple and Google Pay make it possible to forget your wallet at home and not have to double-back for it.

    To pay with the card in-store, your Apple/Google Wallet account can be used to load your credit card details.

    As with tap-and–go credit cards you simply hold your device near NFC symbols and wait until the transaction goes through.

    Aldi allows you to get cash back with your credit card

    Many people wonder whether cashback is offered by individual shops when they use the Discover Cash Back credit card.

    Aldi actually participates in Discover card’s cash-back program. They have the same rules as debit card cashback. No more than $100 per transaction is allowed. Customers can get only $10-20, $40, $100, or 100 (no multiples).

    Does Aldi Take Credit Cards In 2022? (Types Of Cards + FAQs)

    Aldi Does The AMEX Preferred Work With The AMEXBlue Cash?

    Aldi purchases are eligible for American Express Blue Cash Preferred. This program, which reimburses users with six percent of their totals back based on their supermarket purchases, does recognize Aldi as a supermarket (as it should).

    Multiple Redditors confirmed on the r/CreditCards subreddit that their BCP cards gave them six percent of their Aldi purchase totals back.

    Aldi instacart allows you to use credit cards. accepts credit cards. It is easy to simply enter your credit cards information on the website or app and select that card for checkout.

    Does Aldi Take Credit Cards In 2022? (Types Of Cards + FAQs)

    Aldi’s Credit Card Acceptance Policy: When did it begin?

  • Aldi accepted credit cards for the first time in March 2016.
  • Aldi US did not accept checks at the time. Instead, they accepted cash or debit card payments.

    Aldi never stated why certain payment methods were not accepted by the chain until 2016. However, bloggers speculate that this could be due to the high number of cash transactions in Germany (where Aldi is located internationally).

  • Jason Hart (CEO Aldi US) stated during the announcement of the payment upgrade that, “We care to make our customer’s shopping experience easier and more pleasant…and offering their credit cards the convenience will help them do just that.”
  • One reason the company may have chosen to avoid credit cards is because they knew that their revenue was being lost and were likely losing out on one of their largest target markets, middle-class or wealthy shoppers.

    To learn more about Aldi, check out our post on Apple Pay.

  • Conclusion
  • Aldi will accept four of the most popular credit cards: Visa, MasterCard (Discover), American Express and American Express. And, even better, you can apply many of your card perks to Aldi purchase.

  • You can maximize your shopping returns by using your credit cards to shop at Aldi.
  • .Does Aldi Take Credit Cards In 2022? (Types Of Cards + Faqs)

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    Ethan L is a 32-year-old man with a passion for science and technology. He grew up in a small town in the Midwest and always had a fascination with how things worked. He excelled in math and science in high school and went on to earn a degree in computer…

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