Where Can You Cash A Usps Money Order?

Where Can You Cash A Usps Money Order? (List Of Places)

Louis DeJoy

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United States Postmaster General

Assumed office

June 16, 2020
Donald Trump

Joe Biden
Deputy Douglas Tulino

Preceded by

Megan Brennan
Personal details
Born 1957 (age 64)


New York City


New York

, U.S.
Political party
Aldona Wos
Children 2
Stetson University




Money orders are an affordable and convenient way to give and receive money when the parties in question do not have a checking account, debit card or checkbook.

One of the United States’ most vital organizations, the Postal Service sells money order at a low price in most of its locations.

However, if one is received, how do you cash it? There are locations close to where you live. Here is what you need to know.

Where Can You Cash A USPS Money Order? (List Of Places)

What is the best place to cash a USPS money order in 2022?

The United States Postal Service can issue money orders that may be cashed at a variety of places, such as banks, Post Offices, grocery stores and convenience store chains. Check-cashing points are also available. You will need to pay a fee if you want USPS money order cashed by the Post Office.

  • Continue reading for a complete list of USPS Money Order Cashing Locations.
  • List Of Banks And Stores That Cash USPS Money Orders
  • The following list includes locations for your USPS money order to be cashed, deposited, and banks.

    Post Office locations – The Post Office obviously cashes their own money orders, and bonus: they do it for free.

    Bank of America- If you already have an account, this bank will cash your money orders.

    Capital One – Another huge financial institution that will only cash your money order if you have an account with them.

    You must also have at minimum the amount shown on your money order if you would like to receive money in cash.

    If not, you can deposit the money order into your account.

    Fifth Third Bank — These branches will cash an order for money even if you don’t have a bank account.

    Chase Bank: To withdraw cash you must open an account.

    Regions: Non-account holder can cash out money orders at Regions for a five-percent fee.

    PNC Bank – A regional chain based out of Pittsburgh, you must have an account with this bank to cash your money order. You may need to be aware of some restrictions.

    Wells Fargo is another bank that requires you to have an account. You can make only a deposit and the time the money order clears will depend on how much you pay.

    Check-cashing options include United Check Cashing, Money Mart, and Check Into Cash. There are also locations where the fees can be quite high.

    Albertsons grocery stores: Check the website or call ahead to ensure your location cashes money orders.

    Kroger grocery shops: There are over 2700 Kroger locations across the U.S. Some Kroger stores can cash money orders at a nominal fee. Check beforehand to make sure.

    What banks accept USPS money orders?

    Yes, many banks do cash USPS money orders.

    Some banks require accounts, including Chase, Bank of America and Wells Fargo. However, they may not cash money orders until you open an account.

    Some of these require that the cash order be in cash form.

  • (If you don’t have the amount in your account, you can deposit the money order and it will clear on pretty much the same timeline as any check would.)
  • If your bank has a cashier, they can be used to cash the USPS money orders.

    You can check your bank’s site or inquire next time you go to find out if they offer money order cashing. Most likely, it’s free.

    Some banks, like the Regions chain, will allow non-account holders to cash money orders at their locations, but you’ll pay a fee.

    I believe that non-accountholders’ USPS money order are more reliable than checking-cashing outlets.

    Even though you will still have to pay a fee, it appears that it’s still less than you would pay at, say, a Money Mart.

    Make sure to research all fees and options available for your location.

    Where Can You Cash A USPS Money Order? (List Of Places)

    Are USPS Money Orders refundable?

    Only the person to whom the USPS money order is made out can cash it.

  • It’s not USPS Money Orders; it’s all money orders
  • You cannot, therefore, send someone in your place if you can’t make it to the Post Office on a given day.

    Money orders can be treated as checks and require proper identification (and a matching signature) to get the funds.

    Can You Mobile Deposit A USPS Money Order?

    Although many mobile banking apps offer mobile check deposit, some banks do not allow money orders.

    Bank of America doesn’t allow mobile deposit of money order (though they cash them in person, for account owners).

    Big banks such as Citibank or Fifth Third Bank have apps that allow you to deposit money via mobile.

    Huntington Bank in the UK is one of several regional banks that offers mobile money orders deposit options.

    Where Can You Cash A USPS Money Order? (List Of Places)

    How do you cash an order for postal money?

    USPS Money Orders are great. They are easily obtained at the various Post Office locations throughout the country.

    Take your USPS money order to a cashier and bring it along with you.

    Don’t sign it! The teller/cashier will ask you to sign the document (or endorse it).

    Make sure you bring your ID with you so the bank can verify who is paying for the money.

    All you need is to cash the check. It is pretty similar to cashing your check.

  • Sign the money order and show your ID. Then you can choose which denomination to have your bills in!
  • You can read more information about USPS by reading our posts: Does USPS sell money orders? Do USPS charge weight and size for shipping charges? Is USPS accepting Apple Pay?

  • Conclusion
  • USPS money Orders can be cashed at any U.S. location and are an excellent alternative to cash or debit card payments.

    Post Offices offer the easiest and best service. Many banks, check-cashing and grocery locations will accept checks, though this can often be a costly affair.

    .Where Can You Cash A Usps Money Order? (List Of Places)

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