Does Walmart Cash Handwritten Checks In 2022? (Guide)
While handwritten checks are more straightforward than electronically-written ones, institutions don’t accept them as they can take too much time to process.
Does Walmart Cash Handwritten Checks In 2021?
Walmart accepts handwritten checks signed by the customer at any of their locations. However, Walmart will only cash check if it has been printed and has the name of the company, telephone number, address, date issues, and the amount of the check (both alphabetically and numerically).
Why Do Some Walmart Not Cash Handwritten Checks?
Walmart refuses to cash any handwritten check (even if it comes from a business account) as these are at greater risk of theft or lack of funds.
Walmart is therefore at risk of significant financial losses. Therefore, it simply avoids taking any of this risk and has put in place a policy to only accept pre-printed (electronically printed) checks.
Walmart doesn’t always take handwritten check, however.
Before you visit Walmart, make sure to check with the store locater.
What other places can you cash handwritten checks?
Walmart won’t take handwritten checks in certain areas, but many banks, credit cooperatives, cashing outlets, and retail chains offer check-cashing options.
If you have an account in a bank, you should head over to its local branch, where you will be able to cash the handwritten check (or have the amount deposited into your account).
Alternative options include visiting the issuing bank for the check, which will cash the check.
This is a complete list of banks, credit unions, and other institutions that accept handwritten checks.
For a small fee, you can visit the following check-cashing shops to have your handwritten checks cashed:
It is important to contact these banks and credit unions in advance so that you can ask about their requirements and fees for cashing handwritten checks.
How Are Handwritten Checks Cashed?
A valid government-issued photograph ID will be required to cash a check written by hand.
Once your identity has been verified, the institution will process the handwritten check as it would process a normal pre-printed check.
Is there a fee to cash handwritten checks?
You will be charged a minimal fee less than $10 to cash your handwritten checks, except if you already have an account at a specific bank.
A percentage may also be charged by some banks on the total amount of check, which can range from 1% to 3%.
The check-cashing store will also add an additional fee for each check and take a proportion of the total amount. These charges are often more than bank and credit unions.
Walmart has more information about how Comdata checks are cashed, as well as third-party and personal checks.
.Does Walmart Cash Handwritten Checks In 2022? (Guide)