Does Kroger Do Cash Back

Does Kroger Do Cash Back In 2022? (Limits, Fees + More)

Visa Inc.
Financial services
Founded September 18, 1958

; 63 years ago




(as BankAmericard)


Fresno, California

, United States
Dee Hock


United States
Area served
Key people

Alfred F. Kelly Jr.



Credit cards

Payment systems
Revenue Decrease


21.85 billion




US$14.08 billion




US$10.87 billion



Total assets


US$80.92 billion



Total equity


US$36.21 billion



Number of employees
20,500 (2020)





Kroger is second in retail sales volume, and it is well-known for its convenience shopping experience across their various locations.

  • Kroger does offer cash back, but you might wonder if they have it. Here is what I discovered!
  • What is Kroger Cash Back Policy?

    Kroger has a general corporate policy that allows it to offer cash back on purchases made at any of its locations across the country. You can redeem cash at registers, the customer service desk and self-checkout.

    The policy generally allows for cashback up to $300 on purchases made using a debit or check card, Discover card card, or EBT card.

    Please note that cashback may not be given for all payment methods. It’s best that you confirm with the Kroger nearest to where you live if cashback is desired using another payment method.

    Continue reading to find out more details about each method of payment.

  • 1. Cash Back when using a Debit MasterCard
  • You can earn up to $300 cashback on every purchase made with your Kroger debit card

    This cashback limit is the maximum Kroger has. It also applies to Kroger REWARDS Visa debit cards. Most stores will charge a $0.50 fee for cashback up to $100.

    However, cash backs greater than $100 will incur a $3.50 surcharge. The applicable fees for transactions above $100 can vary from store to store.

    Be aware that debit cards can not be used as credit cards when you shop.

  • 2. The Use of a Discover Visa Credit Card
  • Kroger is not able to offer cash back for credit card purchases. But, because Kroger stores participate with the Discover Cash Over Program, all Discover credit cardholders are eligible to receive cash back up until $120 each 24 hours.

    Contrary to payments with debit cards there is no charge or fee for cash back. The regular interest rate for cash back will still apply.

    Although cashback is possible on Discover card transactions not authorized with PIN (authenticated without it), this will often depend on the manager of the store.

  • 3. When Using a Check
  • Kroger stores will also give cash back if you use a personal cheque. However, the maximum cash back is extremely low. On purchases with personal checks, the maximum cashback you can get is $20

    Low cash back may also be related to time taken for processing personal checks. Typically, it takes between 2-3 business days for checks to clear at the bank. This is where Kroger has no charges.

  • 4. When you use an EBT Card
  • Kroger offers cashback benefits to EBT card holders. Kroger has a cash back policy that allows them to give cash back on EBT cards transactions starting at $50 up to $100.

    However, you must have a sufficient cash balance through a cash assistance program like TANF (Temporary Assistance for Needy Families).

    You can find more information about Kroger’s cash back and other fees here

    Does Kroger Do Cash Back In 2022? (Limits, Fees + More)

    Which Items are Eligible to Receive Cashback at Kroger Stores

    Not all items or purchases are eligible for the Kroger Cash Back Reward Program. If you want to receive cash back, it is important that you carefully inspect the products you are purchasing.

    Kroger does not offer cash back on close-out merchandise, such as the Manager’s Special.

    This applies even if cash back value is higher than item’s price or the maximum allowed amount ($300). These purchases are not eligible for cashback:

  • The Fuel
  • Gift cards
  • Alcohol
  • Pharmaceutic products
  • Tobacco products
  • Lottery
  • Money services and fees
  • Then, how do I get my Kroger cash back?

    For eligible purchases to receive the cashback offer, all you need is to charge your Shopper’s Credit Card with it. After you buy the qualified item, your cashback balance will be accrued.

    Does Kroger Do Cash Back In 2022? (Limits, Fees + More)

    What is the average time it takes for cash back offers to become active on my card?

    Cash back offers become active and available as soon as you load them to your card. Cash back rewards are available to cash out after you meet the purchase criteria for each cashback offer.

    Is Kroger Cash Back Free?

    It’s not completely free. When you choose cashback at Kroger, there is a charge. This fee applies to purchases over $100

    Learn more by visiting our other posts about cashback at Dollar General Walmart Walgreens Walgreens CVS Target Target.

  • Conclusion
  • Kroger offers cash back to its customers. It can offer up to $300 cash back on debit, discover, credit card, and check purchases. You can get cash back at any location, however you will need to pay a small fee of $0.50 to 3.50 if your purchase qualifies.

    .Does Kroger Do Cash Back In 2022? (Limits, Fees + More)

    See also  Kroger Employee Discount
    Ethan L is a 32-year-old man with a passion for science and technology. He grew up in a small town in the Midwest and always had a fascination with how things worked. He excelled in math and science in high school and went on to earn a degree in computer…

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