What Is Walmart Pay?

What Is Walmart Pay? (Your 2022 Mega Guide + How To Use It!)

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Walmart is one of the largest retailers of grocery and home goods in the U.S., selling a wide array of products at cheap price points.

  • Walmart recently announced that Walmart Pay would allow customers to make in-store purchases. You can find everything I discovered in my research here!
  • What Is Walmart Pay? (Your 2022 Mega Guide + How To Use It!)

    What Is Walmart Pay In 2022?

    Walmart Pay, a digital wallet which is part of Walmart’s smartphone app can now be used in-store to make contactless payment. Walmart Pay can be used to securely shop at Walmart in any location by attaching your credit card, debit or gift card.

  • Continue reading to learn how you can set up Walmart Pay for your phone, add your credit and debit cards to Walmart Pay and earn cash rewards using the app.
  • What is Walmart Pay?

    Walmart Pay can be used to pay in Walmart without touching your cards.

    Walmart Pay, which is both available for Android and iOS, can be downloaded and used by customers to shop at Walmart. They will also receive an email receipt once their transaction has been processed.

    Side note – To see Walmart Pay at work, see the following video. This shows how Walmart Pay is set up and how it can be used in store.

    Walmart Pay has multiple SSL levels for security updates, so there’s no need to be concerned about payment information becoming compromised.

    What Is Walmart Pay? (Your 2022 Mega Guide + How To Use It!)

    What is Walmart Pay?

    Walmart Pay can be downloaded free of charge from the Apple Store, Google Play Store or Google Play Store.

    With the right steps and integrated payment methods, you can set up Walmart’s mobile wallet once you’ve installed the app.

    Follow these steps to get Walmart Pay started:

    Download and open the Walmart app and select the “Services” menu.

    Select the “Walmart Pay” option.

    Follow the screen prompts to “Get Started”.

    For new users, you can log into your accounts or create an account.

    Include your payment method. Options include credit cards, debit cards, gift cards.

    Please wait until the initial configuration is confirmed.

    Click “Got It” to proceed.

  • Your Walmart Pay is now ready to use!
  • Walmart Pay allows you to make purchases at any Walmart Store without needing your wallet.

    How can you add a Walmart Card to Walmart Pay?

    Add a Walmart Pay gift or debit card quickly to your Walmart Pay mobile account. To add the card, follow these simple steps:

    Log in to Walmart Pay.

    Select the “Credit or Debit Card” button.

    To capture card details, use the camera on your phone or type it manually.

    You can add your name and address as well as security code. Click on “Continue”.

    To ensure security and access to payment options, you can create a PIN of four digits or your biometric ID.

    You can add more cards by clicking “Add Payment Methods” on the screen. Then, repeat the steps.

    Is Walmart Pay Safe?

    Walmart Pay is secure and easy to use, just like other mobile wallets including Apple Pay, Google Pay, or Samsung Pay.

    There are multiple layers of security to ensure that your financial information and personal data is protected so that you can enjoy it with no worries.

    Walmart Pay is a payment system that requires you to have your Touch ID or Security Passcode in order to make any changes or access payments.

    Additionally, the entire Walmart app constantly updates security methods and improves data encryption over secure networks called Secure Sockets Layer (SSL).

    What Is Walmart Pay? (Your 2022 Mega Guide + How To Use It!)

    Walmart Pay: What Payment Methods Are Accepted?

    Walmart Pay can be connected to all major credit cards and debit cards. It also allows you to link to Walmart Gift Cards or eGift Card. However, you cannot directly link your Walmart Pay to a checking account.

    These major card providers are all accepted:

  • AMEX
  • Take a look at these other sites
  • MasterCard
  • VISA
  • Walmart Pay, Where Are You able to Use It?

    Walmart Pay is available at all physical Walmart stores and Supercenters. You can either use the self-checkout kiosks or speak with a representative to make payments. To find your local Walmart store, you can use their handy location finder.

    What Is Walmart Pay? (Your 2022 Mega Guide + How To Use It!)

    Can You Use Walmart Pay Online?

    Walmart Pay can’t be used for online shopping, not even at Instead, Walmart Pay must scan your mobile wallet QR code to receive payments.

    Instead of using Walmart Pay, the link credit, debit, and gift cards will be used directly.

    Walmart Doesn’t Pay What

    Walmart Pay cannot be used to purchase gasoline because it is not compatible for gas station purchases.

    Walmart Pay can’t be used for Sam’s Club and EBT/SNAP/WIC purchases.

    What Is Walmart Pay? (Your 2022 Mega Guide + How To Use It!)

    Can You Get Cash Back Using Walmart Pay?

    Walmart Pay can’t give you cashback.

    However, you can earn cashback if the payment card that you have attached to your Walmart Pay account earns cash rewards for shopping–so any Walmart Pay purchases will still allow your rewards credit card to accumulate reward points or cash-back whenever you shop.

    Walmart Pay can you split payments?

    Walmart Pay lets you split the payment between your Walmart Pay card linked and another payment method at the register. Walmart Gift Card or cash balances can also be used to split payments with Walmart Pay.

    What Is Walmart Pay? (Your 2022 Mega Guide + How To Use It!)

    Can You Return Purchases Made Using Walmart Pay?

    Walmart Pay allows you to return purchased items in-store and via the Walmart App Mobile Express Return.

    The app allows you to navigate to your Purchase Record, to select an item, scroll to bottom, and view the transaction codes required to complete the return.

    Can Walmart Associates Use Walmart Pay?

    Walmart associates or employees can, in fact, use Walmart Pay. They will be able to link their associate discount card with the mobile wallet and continue to receive their discount.

  • Walmart associates can open the barcode scanner within the Walmart app and scan the special associate discount QR code (available here at, input their Walmart identification number, and start shopping!
  • What Is Walmart Pay? (Your 2022 Mega Guide + How To Use It!)

    Walmart Pay Coupons Acceptable

    Walmart Pay cannot be combined with paper coupons. Instead, you can scan the coupons separately and use them as paper coupons.

    Is There A Designated Checkout Lane For Walmart Pay?

    Walmart Pay users do not get a special, or even designated, checkout line. Customers must use self-service checkout kiosks, or register with a sales associate to pay for their order.

    What Is Walmart Pay? (Your 2022 Mega Guide + How To Use It!)

    What’s the difference between Walmart Pay and Walmart App?

    You might be confused by the differences between them because Walmart Pay can only be accessed through the Walmart App and is therefore difficult to distinguish from the entire application.

    Walmart Pay, on the other hand, is a mobile wallet which stores your payments information. The Walmart app, however, is more focused on online shopping.

    Walmart offers a mobile app that allows you access to thousands of products and lets you order groceries for pickup or delivery. On the other hand, Walmart Pay is only used for in-store, touchless payments.

    What can you do to make the most of Walmart Pay?

    Walmart Pay offers the opportunity to earn a lot of reward dividends and cash-back. To make Walmart Pay even more efficient, you can connect a credit card that has a high earning reputation.

    When you finish your Walmart purchase, you earn a lot of reward points that can be used later.

    For instance, you can get cashback by linking Walmart’s new rewards cards–the Capital One Walmart Rewards MasterCard and the Walmart Rewards Card.

    Our other guides will help you determine if Walmart accepts Apple Pay, and Google Pay. Also, check out this mega-post on Walmart Plus to see if the hype is real.

    What Is Walmart Pay? (Your 2022 Mega Guide + How To Use It!)

    Conclusion: What Is Walmart Pay?

    Walmart Pay is an app that allows users to easily access their mobile wallets. The feature, which is available on Android and iOS for free, allows you to make secure and non-touchless payments. Walmart Pay is only available at Walmart self-service checkouts as well at associates’ registers. However, it cannot be used online for purchases.

    .What Is Walmart Pay? (Your 2022 Mega Guide + How To Use It!)

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    Ethan L is a 32-year-old man with a passion for science and technology. He grew up in a small town in the Midwest and always had a fascination with how things worked. He excelled in math and science in high school and went on to earn a degree in computer…

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